Banking Services
Account Types:
· Checking Account: A bank account designated for daily transactions, allowing customers to perform withdrawals, deposits, and transfers easily and securely. It also enables the use of the bank card linked to the account for payments. This account does not yield profit and is ideal for individuals and businesses requiring flexible and rapid money management.
· Savings Account (Non‑Profit Bearing): This account provides low‑income customers with the opportunity to hold a bank account for saving their funds. It is designed to encourage a culture of saving and to enhance long‑term financial stability, with access to banking services and funds when needed.
· Investment Savings Account: An account that enables customers to invest their funds in selected Sharia‑compliant banking activities aimed at achieving periodic attractive returns, in accordance with Islamic financing structures. This account suits customers seeking to grow and invest their funds under Sharia guidelines.
· Investment Deposit Account: An account under which the customer deposits funds and the Bank invests and undertakes Mudaraba (profit-sharing partnership) with it in accordance with Sharia principles for a specified period.
· Government Employees Account: An account dedicated to government employees, characterized by ease of handling and flexibility of banking services in line with the requirements of public sector employees.